Fees
We offer A initial free consultation to discuss your financial goals, needs and objectives
Financial planning is completely personal and unique to each of us. To establish priorities, all potential clients are offered an initial free consultation to discuss their financial goals, needs and objectives.
Commission is paid to an IFA firm by a provider, usually an insurance company or an investment house for the successful placing of business.
Mortgage Advice
Normally our customers do not pay us a fee directly as we are paid by a provider. This is often included within the provider's normal product charges, so there is nothing you need to pay us in addition.
For mortgage advice you can choose how we are paid: you can either pay us a fee, usually 1% of the loan amount (minimum £800), or we can accept commission from the lender and normally you will have no additional fee to pay us.
You are always informed of any Fees
Whether we take our remuneration by way of commission from providers or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
Commission
The commission can be included within the provider's normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.
If you wish to pay fees
Fees will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs. Fees can attract an additional VAT charge, whereas commissions under current legislation, do not.
For honest Independent Financial Advice from a firm with great integrity give us a call on 01908 260033 and we will be only too happy to help.
Please complete the quick enquiry form below and we will be very happy to deal with your enquiries or make an appointment for you.
An adviser will discuss your requirements and objectives and come up with the correct plan for you.
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