Business Insurance

Business Insurance

Business Insurance advice from ASC Financial Solutions – Milton Keynes, Buckinghamshire

Buildings Insurance

There is a wide range of insurance available to commercial premises of all sizes.

There is a lot to think about in this area. Cover for business interruption, goods in transit, contents and fittings, cash and all aspects of insurance to suit your individual requirements.

You will also need protection against fire, flood, theft and other unforeseen eventualities that could affect your business.

Employer’s Liability

Every business that has employees should have employer’s liability insurance. It is required by law or you could be fined up to £2,500 per day. There are exemptions for some very small businesses but even if you only “borrow” a worker on rare occasions you must have insurance.

Cover provides protection for legal liability to your employees who have suffered injury or disease arising from, and in the course of, their employment.

Cover can include:

  • Employees temporarily employed overseas
  • Indemnity for any director or employee if a claim is made against them personally
  • Indemnity to a principal
  • Legal costs including those arising from criminal charges brought under the Health and Safety at Work legislation

Public & Products Liability

Modern businesses are increasingly exposed to the possibility of large claims for compensation which arise from work being carried out, or from goods supplied.

Cover provides protection for legal liability to third parties (the general public) who have sustained personal injury or damage to their property.

Cover can include:

  • Contractual liability (including products if required)
  • Work at customers premises
  • Legal costs including those arising from criminal charges brought under the Health and Safety at Work legislation
  • Indemnity to directors, employees and principals
  • Cross liabilities between companies
  • Liability for incidental use of vehicles
  • Financial loss, where no damage has occurred

Request an appointment with a Financial Adviser in Buckinghamshire, Bedfordshire or Hertfordshire.

Alternatively, to discuss your circumstances with a qualified adviser now, please contact us today on 01908 260033.