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Children’s ISAs

Investment advice from ASC Financial Solutions – Milton Keynes, Buckinghamshire

Childrens SavingsThe official term for a children’s ISA is ‘Junior ISA’ and has been available since November 2011.

The Government announced plans to introduce Children’s ISAs to replace Child Trust Funds which are no longer available. Any child who already has a Child Trust Fund will not be eligible for a Children’s ISA.

A Children’s ISA is similar to a normal ISA for adults in that it has an annual capped deposit amount of £4,128 (2017/18) and any interest earned is tax free.

Junior ISAs are a perfect way to save a nest egg to use when your child has grown up and ready to start college/university, buy their first car or purchase their first home. They cannot access these funds until they reach adulthood (aged 18).

This makes the Junior ISA the ideal saving platform.

Request an appointment with a Financial Adviser in Buckinghamshire, Bedfordshire or Hertfordshire.

Alternatively, to discuss your circumstances with a qualified adviser now, please contact us today on 01908 260033 or request a call back using the form opposite.

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