Contact us today for honest independent financial advice...
T : 01908 260033
Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely you should seek mortgage advice which is totally independent and individually tailored to your needs and requirements?
We are not tied to a particular lender, which means that we have the ability to act on your behalf, representing your best interests in order to establish the most appropriate mortgage solution to you. If you go direct to a mortgage lender, be it a bank or building society, they will typically only talk to you about their own mortgage products. So, how do you know you are getting the best deal?
The credit crunch which started in 2007, dried up the supply of mortgage finance with some specialist lenders being driven out altogether. Now there are a small number of mortgage lenders that have increased their hold over the market for new UK home loans.
The lending community itself has undergone dramatic change, with many lenders either merging or ceasing lending altogether. Fewer lenders means less competition, and those lenders still in the market have only limited amounts to lend, so they aren’t competing so hard with each other if borrowers do not have a substantial deposit.
Lenders have become much more careful about who they lend to and on what terms.
We look at your mortgage not only as a loan to buy your home, but as part of your overall financial profile, in order that it ties in with your intended retirement date, when you plan to start a family and when you wish to move home.
Based on the information you provide in your meeting with our adviser (it is essential that you provide truthful and up to date information), we will search the UK mortgage market reviewing the lenders available, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options suited to your particular requirements.
Our mortgage expert will then source the products on your behalf, answer any questions you may have and provide you with any further information you may require.
Request an appointment with a Financial Adviser in Buckinghamshire, Bedfordshire or Hertfordshire.
Alternatively, to discuss your circumstances with a qualified adviser now, please contact us today on 01908 260033 or request a call back using the form opposite.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Please complete the call back enquiry form below and we will be very happy to call you back and make an appointment to come and see you.
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