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Income Protection Insurance, also known as Permanent Health Insurance, is designed to provide you with tax free income if you are unable to work due to an accident or illness. It may help put your mind at ease and not worry how you will pay the bills!
You can generally cover up to 60% of your current income, although this varies between insurers. Some insurers also link their payments to the Retail Price Index (RPI) to keep pace with the true cost of living.
Income Protection Insurance only applies to products that pay you an income if you become unable to work due to sickness or injury. Policies to protect mortgages, loans or credit card debts are often known as Accident, Sickness and Unemployment (ASU) policies.
Request an appointment with a Financial Adviser in Buckinghamshire, Bedfordshire or Hertfordshire.
Alternatively, to discuss your circumstances with a qualified adviser now, please contact us today on 01908 260033 or request a call back using the form opposite.
Please complete the call back enquiry form below and we will be very happy to call you back and make an appointment to come and see you.